XLF ETF Analysis: Financial Sector Fund | NYSE

Financial | NYSE, USA | Market Cap: 55.641m USD | 12M Return: 8.8% | Charts, Fundamentals & Technical Analysis

Banks, Insurance, Capital Markets, Consumer Finance
Total Rating 54
Safety 59
Buy Signal 0.38
Financial
Category Rotation: +0.3
TER: 0.09%
AUM: 55.6B
Avg Turnover: 1.82B
Risk 3d forecast
Volatility13.5%
VaR 5th Pctl2.48%
VaR vs Median2.20%
Reward TTM
Sharpe Ratio0.32
Rel. Str. IBD51
Rel. Str. Peer Group36.1
Character TTM
Beta0.687
Beta Downside0.653
Hurst Exponent0.454
Drawdowns 3y
Max DD15.54%
CAGR/Max DD1.24
CAGR/Mean DD6.12

Warnings

No concerns identified

Tailwinds

Supp Ema20

Seasonality 10.5 years of data

Jan +0.1% 2
Feb -1.4% 17
Mar -4.6% 46
Apr +0.0% 0
May -0.8% 15
Jun -1.1% 0
Jul +1.3% 20
Aug -0.3% 5
Sep -3.5% 43
Oct -0.1% 8
Nov +3.4% 49
Dec +0.1% 5

How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.

Description: XLF Financial Sector Fund

The Financial Select Sector SPDR Fund (XLF) invests at least 95% of its total assets in the securities of its underlying index, which tracks U.S. companies classified as Financial firms under the Global Industry Classification Standard (GICS), a sector taxonomy jointly maintained by S&P Dow Jones Indices and MSCI.

The index spans six sub-industries: financial services, insurance, banks, capital markets, mortgage real estate investment trusts, and consumer finance. Mortgage REITs typically generate income by holding mortgage-backed securities or originating loans rather than owning physical real estate, distinguishing them from equity REITs.

The fund is non-diversified, meaning it may hold larger positions in fewer issuers than a diversified fund, although the underlying index provides broad exposure across the financial sector.

Headlines to Watch Out For
  • Net interest margin compresses as Fed cuts rates
  • Steepening yield curve boosts bank lending profits
  • Trading revenue surges on elevated capital markets activity
What is the price of XLF shares?

As of July 28, 2026, the stock is trading at USD 56.88 with a total of 28,643,720 shares traded. Over the past week, the price has changed by +1.50%, over one month by +5.88%, over three months by +10.17% and over the past year by +8.84%.

Current recommended Stop Loss: 55.90 (which is 1.7% or 1.4 ATR below the current price).

Is XLF a buy, sell or hold?

Financial Sector Fund has no consensus analysts rating.