UNP Stock Analysis: Union Pacific | NYSE
Railroads | NYSE, USA | Market Cap: 180.685m USD | 12M Return: 33.5% | Charts, Fundamentals & Technical Analysis
Avg Turnover: 826M
EPS Trend: 99.0%
Qual. Beats: 1
Rev. Trend: 83.6%
Qual. Beats: 1
Warnings
Tailwinds
Seasonality 10.5 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Union Pacific Corporation (NYSE: UNP) is a major U.S. freight railroad operator, running its business through subsidiary Union Pacific Railroad Company. The company transports a broad range of commodities, including grain and grain products, fertilizers, food and refrigerated goods, coal and renewables, chemicals, plastics, forest products, metals and ores, petroleum and liquid petroleum gases, soda ash, sand, finished automobiles, automotive parts, and intermodal containerized merchandise. Customers include grain processors, animal feeders, ethanol and renewable biofuel producers, and manufacturers across multiple industries. Founded in 1862 and headquartered in Omaha, Nebraska, Union Pacific is a publicly traded large-cap industrial stock.
As a Class I freight railroad, Union Pacific operates in a capital-intensive, network-based sector where revenue is tied to shipping volumes of bulk commodities, industrial inputs, and intermodal containers rather than passenger fares. Intermodal service, which involves moving truck freight in containers on rail cars, is a key growth segment for the industry, connecting shippers to long-haul rail economics while still enabling door-to-door delivery.
- Intermodal volume growth offsets coal and grain declines
- Operating ratio improves on PSR cost discipline
- STB regulatory actions threaten rail pricing power
| Net Income: 7.33b TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.04 > 0.02 and ΔFCF/TA -5.29 > 1.0 |
| NWC/Revenue: -0.31% < 20% (prev -9.30%; Δ 8.99% < -1%) |
| CFO/TA 0.07 > 3% & CFO 4.67b > Net Income 7.33b |
| Net Debt (29.7b) to EBITDA (13.3b): 2.23 < 3 |
| Current Ratio: 0.99 > 1.5 & < 3 |
| Outstanding Shares: last quarter (594.0m) vs 12m ago -0.13% < -2% |
| Gross Margin: 45.53% > 18% (prev 45.68%; Δ -0.16% > 0.5%) |
| Asset Turnover: 36.36% > 50% (prev 35.57%; Δ 0.78% > 0%) |
| Interest Coverage Ratio: 8.40 > 6 (EBIT TTM 10.8b / Interest Expense TTM 1.28b) |
| A: -0.00 (Total Current Assets 5.53b - Total Current Liabilities 5.61b) / Total Assets 71.2b |
| B: 1.01 (Retained Earnings 71.6b / Total Assets 71.2b) |
| C: 0.15 (EBIT TTM 10.8b / Avg Total Assets 69.9b) |
| D: 0.41 (Book Value of Equity 20.7b / Total Liabilities 50.5b) |
| Altman-Z'' = 4.74 = AA |
| DSRI: 1.07 (Receivables 2.13b/1.92b, Revenue 25.4b/24.4b) |
| GMI: 1.00 (GM 45.68% / 45.53%) |
| AQI: 0.90 (AQ_t 0.06 / AQ_t-1 0.07) |
| SGI: 1.04 (Revenue 25.4b / 24.4b) |
| TATA: 0.04 (NI 7.33b - CFO 4.67b) / TA 71.2b) |
| Beneish M = -3.00 (Cap -4..+1) = A |
As of July 28, 2026, the stock is trading at USD 299.30 with a total of 2,583,193 shares traded. Over the past week, the price has changed by +1.03%, over one month by +9.75%, over three months by +11.88% and over the past year by +33.53%.
Current recommended Stop Loss: 284.00 (which is 5.1% or 2.2 ATR below the current price).
Union Pacific has received a consensus analysts rating of 3.93. Therefore, it is recommended to buy UNP.
- StrongBuy: 13
- Buy: 3
- Hold: 12
- Sell: 0
- StrongSell: 1
| Analysts Target Price | 308 | 2.9% |
P/E Trailing = 25.0684
P/E Forward = 23.0415
P/S = 7.3152
P/B = 8.9451
P/EG = 3.544
Revenue TTM = 25.4b USD
EBIT TTM = 10.8b USD
EBITDA TTM = 13.3b USD
Long Term Debt = 29.0b USD (from longTermDebt, last quarter)
Short Term Debt = 1.52b USD (from shortTermDebt, last quarter)
Debt = 31.8b USD (from shortLongTermDebtTotal, last quarter) + Leases 842.0m
Net Debt = 29.7b USD (calculated: Debt 31.8b - CCE 2.11b)
Enterprise Value = 210b USD (181b + Debt 31.8b - CCE 2.11b)
Interest Coverage Ratio = 8.40 (Ebit TTM 10.8b / Interest Expense TTM 1.28b)
EV/FCF = 76.93x (Enterprise Value 210b / FCF TTM 2.73b)
FCF Yield = 1.30% (FCF TTM 2.73b / Enterprise Value 210b)
FCF Margin = 10.76% (FCF TTM 2.73b / Revenue TTM 25.4b)
Net Margin = 28.85% (Net Income TTM 7.33b / Revenue TTM 25.4b)
Gross Margin = 45.53% ((Revenue TTM 25.4b - Cost of Revenue TTM 13.8b) / Revenue TTM)
Gross Margin QoQ = 45.53% (prev 45.21%)
Tobins Q-Ratio = 2.95 (Enterprise Value 210b / Total Assets 71.2b)
Interest Expense / Debt = 4.04% (Interest Expense 1.28b / Debt 31.8b)
Taxrate = 22.92% (2.18b / 9.51b)
NOPAT = 8.32b (EBIT 10.8b * (1 - 22.92%))
Current Ratio = 0.99 (Total Current Assets 5.53b / Total Current Liabilities 5.61b)
Debt / Equity = 1.54 (Debt 31.8b / totalStockholderEquity, last quarter 20.7b)
Debt / EBITDA = 2.23 (Net Debt 29.7b / EBITDA 13.3b)
Debt / FCF = 10.85 (Net Debt 29.7b / FCF TTM 2.73b)
Total Stockholder Equity = 19.0b (last 4 quarters mean from totalStockholderEquity)
RoA = 10.49% (Net Income 7.33b / Total Assets 71.2b)
RoE = 38.65% (Net Income TTM 7.33b / Total Stockholder Equity 19.0b)
RoCE = 22.49% (EBIT 10.8b / Capital Employed (Equity 19.0b + L.T.Debt 29.0b))
RoIC = 12.64% (NOPAT 8.32b / Invested Capital 65.8b)
WACC = 6.88% (E(181b)/V(212b) * Re(7.54%) + D(31.8b)/V(212b) * Rd(4.04%) * (1-Tc(0.23)))
Discount Rate = 7.54% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -92.18 | Cagr: -1.19%
[DCF] Terminal Value 73.10% ; FCFF base≈4.14b ; Y1≈3.63b ; Y5≈2.94b
[DCF] Fair Price = 29.43 (EV 47.1b - Net Debt 29.7b = Equity 17.5b / Shares 593.7m; r=8.35% [WACC [floored]]; 5y FCF grow -15.0% → 2.50% )
EPS Correlation: 99.03 | EPS CAGR: 6.72% | SUE: 2.69 | # QB: 1
Revenue Correlation: 83.61 | Revenue CAGR: 1.40% | SUE: 4.0 | # QB: 1
EPS current Quarter (2026-09-30): EPS=3.37 | Chg30d=+1.68% | Revisions=+57% | Analysts=20
EPS current Year (2026-12-31): EPS=12.75 | Chg30d=+1.28% | Revisions=+62% | GrowthEPS=+9.3% | GrowthRev=+7.1%
EPS next Year (2027-12-31): EPS=13.88 | Chg30d=+1.33% | Revisions=+57% | GrowthEPS=+8.9% | GrowthRev=+4.5%
[Analyst] Revisions Ratio: +81% (up=13, down=0)