STT Stock Analysis: State Street | NYSE
Asset Management | NYSE, USA | Market Cap: 50.603m USD | 12M Return: 68.4% | Charts, Fundamentals & Technical Analysis
Avg Turnover: 428M
EPS Trend: 97.1%
Qual. Beats: 2
Rev. Trend: 92.1%
Qual. Beats: 0
Warnings
No concerns identified
Tailwinds
Seasonality 10.5 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
State Street Corporation (NYSE: STT) is a global financial services firm headquartered in Boston, Massachusetts, that provides custody, accounting, fund administration, and investment management services primarily to institutional investors. Founded in 1792, the company operates in the GICS Asset Management & Custody Banks sub-industry, serving a client base that includes mutual funds, corporate and public retirement plans, insurance companies, wealth managers, foundations, and endowments.
The companys service offerings span the institutional investment workflow, including transaction management, foreign exchange, brokerage, securities finance, and collateral services. State Street also markets the State Street Alpha platform, a front-to-back-office technology suite that combines portfolio management, trading and execution, analytics, compliance tools, and data aggregation. Its investment management arm offers strategies across equities, fixed income, cash, multi-asset, and alternatives, as well as ETFs, custom-indexed products, and managed funds.
- Custody and asset servicing fees decline with market correction
- Net interest income compresses as Fed cuts rates
- State Street Alpha platform scales revenue against BlackRock Aladdin competition
| Net Income: 3.46b TTM > 0 and > 6% of Revenue |
| FCF/TA: -0.03 > 0.02 and ΔFCF/TA 0.06 > 1.0 |
| NWC/Revenue: -1.26k% < 20% (prev -657.1%; Δ -600.9% < -1%) |
| CFO/TA -0.03 > 3% & CFO -11.2b > Net Income 3.46b |
| Net Debt (26.3b) to EBITDA (4.93b): 5.33 < 3 |
| Current Ratio: 0.03 > 1.5 & < 3 |
| Outstanding Shares: last quarter (282.9m) vs 12m ago -2.62% < -2% |
| Gross Margin: 65.27% > 18% (prev 58.96%; Δ 6.31% > 0.5%) |
| Asset Turnover: 5.78% > 50% (prev 5.97%; Δ -0.19% > 0%) |
| Interest Coverage Ratio: 0.55 > 6 (EBIT TTM 4.38b / Interest Expense TTM 7.95b) |
| A: -0.69 (Total Current Assets 9.16b - Total Current Liabilities 298b) / Total Assets 418b |
| B: 0.08 (Retained Earnings 32.7b / Total Assets 418b) |
| C: 0.01 (EBIT TTM 4.38b / Avg Total Assets 398b) |
| D: 0.07 (Book Value of Equity 28.3b / Total Liabilities 390b) |
| Altman-Z'' = -4.13 = D |
| DSRI: 0.83 (Receivables 4.87b/5.73b, Revenue 23.0b/22.5b) |
| GMI: 0.90 (GM 58.96% / 65.27%) |
| AQI: 1.62 (AQ_t 0.97 / AQ_t-1 0.60) |
| SGI: 1.02 (Revenue 23.0b / 22.5b) |
| TATA: 0.04 (NI 3.46b - CFO -11.2b) / TA 418b) |
| Beneish M = -2.87 (Cap -4..+1) = A |
As of July 28, 2026, the stock is trading at USD 184.66 with a total of 946,960 shares traded. Over the past week, the price has changed by +1.14%, over one month by +9.05%, over three months by +20.49% and over the past year by +68.44%.
Current recommended Stop Loss: 178.10 (which is 3.6% or 1.4 ATR below the current price).
State Street has received a consensus analysts rating of 3.69. Therefore, it is recommended to hold STT.
- StrongBuy: 4
- Buy: 4
- Hold: 7
- Sell: 1
- StrongSell: 0
| Analysts Target Price | 198.8 | 7.6% |
P/E Trailing = 16.3452
P/E Forward = 13.8696
P/S = 3.3684
P/B = 2.0594
P/EG = 0.7836
Revenue TTM = 23.0b USD
EBIT TTM = 4.38b USD
EBITDA TTM = 4.93b USD
Long Term Debt = 25.1b USD (from longTermDebt, last fiscal year)
Short Term Debt = 4.77b USD (from shortTermDebt, last quarter)
Debt = 30.6b USD (from shortLongTermDebtTotal, last quarter) + Leases 122.0m
Net Debt = 26.3b USD (calculated: Debt 30.6b - CCE 4.29b)
Enterprise Value = 76.9b USD (50.6b + Debt 30.6b - CCE 4.29b)
Interest Coverage Ratio = 0.55 (Ebit TTM 4.38b / Interest Expense TTM 7.95b)
EV/FCF = -6.49x (Enterprise Value 76.9b / FCF TTM -11.9b)
FCF Yield = -15.41% (FCF TTM -11.9b / Enterprise Value 76.9b)
FCF Margin = -51.58% (FCF TTM -11.9b / Revenue TTM 23.0b)
Net Margin = 15.04% (Net Income TTM 3.46b / Revenue TTM 23.0b)
Gross Margin = 65.27% ((Revenue TTM 23.0b - Cost of Revenue TTM 7.98b) / Revenue TTM)
Gross Margin QoQ = 67.12% (prev 67.36%)
Tobins Q-Ratio = 0.18 (Enterprise Value 76.9b / Total Assets 418b)
Interest Expense / Debt = 25.98% (Interest Expense 7.95b / Debt 30.6b)
Taxrate = 21.06% (922.0m / 4.38b)
NOPAT = 3.46b (EBIT 4.38b * (1 - 21.06%))
Current Ratio = 0.03 (Total Current Assets 9.16b / Total Current Liabilities 298b)
Debt / Equity = 1.08 (Debt 30.6b / totalStockholderEquity, last quarter 28.3b)
Debt / EBITDA = 5.33 (Net Debt 26.3b / EBITDA 4.93b)
Debt / FCF = -2.22 (negative FCF - burning cash) (Net Debt 26.3b / FCF TTM -11.9b)
Total Stockholder Equity = 27.9b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.87% (Net Income 3.46b / Total Assets 418b)
RoE = 12.40% (Net Income TTM 3.46b / Total Stockholder Equity 27.9b)
RoCE = 8.26% (EBIT 4.38b / Capital Employed (Equity 27.9b + L.T.Debt 25.1b))
RoIC = 0.83% (NOPAT 3.46b / Invested Capital 417b)
WACC = 14.10% (E(50.6b)/V(81.2b) * Re(10.23%) + D(30.6b)/V(81.2b) * Rd(25.98%) * (1-Tc(0.21)))
Discount Rate = 10.23% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -98.05 | Cagr: -3.42%
[DCF] Fair Price = unknown (Cash Flow -11.9b)
EPS Correlation: 97.07 | EPS CAGR: 16.22% | SUE: 4.0 | # QB: 2
Revenue Correlation: 92.11 | Revenue CAGR: 9.99% | SUE: 0.68 | # QB: 0
EPS current Quarter (2026-09-30): EPS=3.62 | Chg30d=+10.55% | Revisions=+57% | Analysts=11
EPS current Year (2026-12-31): EPS=13.66 | Chg30d=+9.43% | Revisions=+57% | GrowthEPS=+32.6% | GrowthRev=+14.0%
EPS next Year (2027-12-31): EPS=15.25 | Chg30d=+10.38% | Revisions=+57% | GrowthEPS=+11.7% | GrowthRev=+5.0%
[Analyst] Revisions Ratio: +80% (up=12, down=0)