GM Stock Analysis: General Motors | NYSE
Auto Manufacturers | NYSE, USA | Market Cap: 72.962m USD | 12M Return: 64.3% | Charts, Fundamentals & Technical Analysis
Avg Turnover: 535M
EPS Trend: 90.4%
Qual. Beats: 4
Rev. Trend: 80.3%
Qual. Beats: 0
Warnings
Tailwinds
Seasonality 10.5 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
General Motors Company (NYSE: GM) is a US-based global automobile manufacturer headquartered in Detroit, Michigan, founded in 1908. It operates through three reportable segments: GM North America, GM International, and GM Financial, designing, building, and selling trucks, crossovers, cars, and auto parts.
Vehicles are marketed under the Buick, Cadillac, Chevrolet, GMC, Baojun, and Wuling brands through retail dealers, distributors, and fleet channels. Beyond new vehicle sales, GM earns recurring revenue from after-sale services (maintenance, collision repair, accessories, extended warranties) and through GM Financial, its captive auto lending arm, which is a standard profit center for volume automakers. The company is also pursuing software-enabled services and subscriptions as part of an evolving revenue mix.
GM is a large-cap Consumer Discretionary stock and one of the historic Big Three US automakers alongside Ford and Stellantis. The auto manufacturing sector is cyclical and capital-intensive, and is currently undergoing a structural transition toward electric and software-defined vehicles, with rising competition from EV-native and Chinese manufacturers.
- North America truck and SUV pricing drives core margins
- China sales decline pressures GM International margins
- Cruise losses and EV investment weigh on near-term earnings
| Net Income: 1.92b TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.06 > 0.02 and ΔFCF/TA 6.47 > 1.0 |
| NWC/Revenue: 7.10% < 20% (prev 10.91%; Δ -3.81% < -1%) |
| CFO/TA 0.08 > 3% & CFO 23.2b > Net Income 1.92b |
| Net Debt (104b) to EBITDA (13.2b): 7.88 < 3 |
| Current Ratio: 1.14 > 1.5 & < 3 |
| Outstanding Shares: last quarter (919.4m) vs 12m ago -5.79% < -2% |
| Gross Margin: 5.74% > 18% (prev 11.11%; Δ -5.38% > 0.5%) |
| Asset Turnover: 64.86% > 50% (prev 64.83%; Δ 0.03% > 0%) |
| Interest Coverage Ratio: 2.79 > 6 (EBIT TTM 1.93b / Interest Expense TTM 692.0m) |
| A: 0.05 (Total Current Assets 110b - Total Current Liabilities 96.8b) / Total Assets 283b |
| B: 0.19 (Retained Earnings 53.0b / Total Assets 283b) |
| C: 0.01 (EBIT TTM 1.93b / Avg Total Assets 286b) |
| D: 0.28 (Book Value of Equity 62.0b / Total Liabilities 219b) |
| Altman-Z'' = 1.26 = BB |
| DSRI: 0.28 (Receivables 16.8b/61.2b, Revenue 186b/188b) |
| GMI: 1.94 (GM 11.11% / 5.74%) |
| AQI: 0.99 (AQ_t 0.31 / AQ_t-1 0.31) |
| SGI: 0.99 (Revenue 186b / 188b) |
| TATA: -0.08 (NI 1.92b - CFO 23.2b) / TA 283b) |
| Beneish M = -2.80 (Cap -4..+1) = A |
As of July 28, 2026, the stock is trading at USD 87.04 with a total of 8,089,995 shares traded. Over the past week, the price has changed by +14.83%, over one month by +12.54%, over three months by +11.89% and over the past year by +64.33%.
Current recommended Stop Loss: 81.60 (which is 6.3% or 2.1 ATR below the current price).
General Motors has received a consensus analysts rating of 3.66. Therefore, it is recommended to hold GM.
- StrongBuy: 9
- Buy: 5
- Hold: 12
- Sell: 2
- StrongSell: 1
| Analysts Target Price | 97.8 | 12.4% |
P/E Trailing = 36.6682
P/E Forward = 6.5531
P/S = 0.3933
P/B = 1.1981
P/EG = 0.3621
Revenue TTM = 186b USD
EBIT TTM = 1.93b USD
EBITDA TTM = 13.2b USD
Long Term Debt = 90.7b USD (from longTermDebt, last quarter)
Short Term Debt = 37.0b USD (from shortTermDebt, last quarter)
Debt = 129b USD (corrected: LT Debt 90.7b + ST Debt 37.0b) + Leases 1.03b
Net Debt = 104b USD (calculated: Debt 129b - CCE 24.7b)
Enterprise Value = 177b USD (73.0b + Debt 129b - CCE 24.7b)
Interest Coverage Ratio = 2.79 (Ebit TTM 1.93b / Interest Expense TTM 692.0m)
EV/FCF = 10.73x (Enterprise Value 177b / FCF TTM 16.5b)
FCF Yield = 9.32% (FCF TTM 16.5b / Enterprise Value 177b)
FCF Margin = 8.89% (FCF TTM 16.5b / Revenue TTM 186b)
Net Margin = 1.03% (Net Income TTM 1.92b / Revenue TTM 186b)
Gross Margin = 5.74% ((Revenue TTM 186b - Cost of Revenue TTM 175b) / Revenue TTM)
Gross Margin QoQ = 7.61% (prev 11.45%)
Tobins Q-Ratio = 0.63 (Enterprise Value 177b / Total Assets 283b)
Interest Expense / Debt = 0.54% (Interest Expense 692.0m / Debt 129b)
Taxrate = 13.65% (214.0m / 1.57b)
NOPAT = 1.67b (EBIT 1.93b * (1 - 13.65%))
Current Ratio = 1.14 (Total Current Assets 110b / Total Current Liabilities 96.8b)
Debt / Equity = 2.08 (Debt 129b / totalStockholderEquity, last quarter 62.0b)
Debt / EBITDA = 7.88 (Net Debt 104b / EBITDA 13.2b)
Debt / FCF = 6.30 (Net Debt 104b / FCF TTM 16.5b)
Total Stockholder Equity = 63.0b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.67% (Net Income 1.92b / Total Assets 283b)
RoE = 3.04% (Net Income TTM 1.92b / Total Stockholder Equity 63.0b)
RoCE = 1.26% (EBIT 1.93b / Capital Employed (Equity 63.0b + L.T.Debt 90.7b))
RoIC = 0.78% (NOPAT 1.67b / Invested Capital 214b)
WACC = 3.73% (E(73.0b)/V(202b) * Re(9.50%) + D(129b)/V(202b) * Rd(0.54%) * (1-Tc(0.14)))
Discount Rate = 9.50% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -95.26 | Cagr: -9.88%
[DCF] Terminal Value 75.44% ; FCFF base≈16.5b ; Y1≈16.6b ; Y5≈17.5b
[DCF] Fair Price = 186.8 (EV 273b - Net Debt 104b = Equity 169b / Shares 904.5m; r=8.35% [WACC [floored]]; 5y FCF grow 0.0% → 2.50% )
EPS Correlation: 90.36 | EPS CAGR: 15.78% | SUE: 1.30 | # QB: 4
Revenue Correlation: 80.31 | Revenue CAGR: 3.15% | SUE: 0.44 | # QB: 0
EPS current Quarter (2026-09-30): EPS=3.43 | Chg30d=+4.91% | Revisions=+0% | Analysts=17
EPS current Year (2026-12-31): EPS=13.11 | Chg30d=+1.55% | Revisions=+0% | GrowthEPS=+23.6% | GrowthRev=+0.3%
EPS next Year (2027-12-31): EPS=14.43 | Chg30d=+2.50% | Revisions=+40% | GrowthEPS=+10.1% | GrowthRev=+2.8%
[Analyst] Revisions Ratio: +40% (up=2, down=0)