CBU Dividend History & Analysis | 3.1% Yield

CBU has a dividend yield of 3.1% and paid 1.9 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 3.09%
Payout Ratio 43.6%
Growth Rate CAGR 5y 2.3%
Consistency Lifetime 100%
Yield on Cost 5y 3.3%
Payout FCF 42.6%
Streak Years 5
Dividend Rating 57.3%
Chowder Number yield + growth 5.4% below 12% target for healthy growth
Yield vs Average 5y +4.2% avg 2.97% vs now 3.09%
Debt / EBITDA leverage -11.9x healthy
Income per 10k invested 309 USD per year
Dividends Cash Amount per Share Yearly CBU annual dividends paid per share, showing the total cash Community Bank System distributed to shareholders each year.
Dividend Growth Year over Year CBU year-over-year dividend growth rate, showing how Community Bank System's dividend per share increased or decreased each year compared to the prior year.
Price and Yield per Payout History CBU dividend yield history versus share price over the past 5 years, showing how Community Bank System's payout yield moved at each dividend payment relative to its stock price.
┅┅ Payout Yield (right) ■ Price (left)

Top Dividend Payers in Regional Banks

Top 10 Dividend Yields of Peer-Group
SYMBOL MARKET CAP USD YIELD TTM YIELD ON COST 5y
BPE MI
BPER Banca		 33,922 M 5.85% 45.63%
SWED-A ST
Swedbank (publ)		 46,611 M 9.93% 25.95%
UCG MI
UniCredit S.p.A.		 143,996 M 4.77% 35.56%
VLK AS
Van Lanschot		 3,333 M 5.82% 24.86%
IFS NYSE
Intercorp Financial		 6,070 M 7.81% 20.55%
NDA-FI HE
Nordea Bank Abp		 68,598 M 8.65% 18.68%
BDB MI
Banco di Desio e della		 2,850 M 5.78% 20.94%
MB MI
Mediobanca Banca di Credito		 26,128 M 6.65% 17.42%
BNP PA
 126,288 M 6.32% 15.15%
CBK XETRA
Commerzbank		 49,964 M 3.04% 21.59%
Top 10 Dividend Growth Rates of Peer-Group
SYMBOL MARKET CAP USD GROWTH RATE CONSISTENCY
MCB NYSE
Metropolitan Bank Holding		 1,088 M 140.02% 100.0%
CBK XETRA
Commerzbank		 49,964 M 77.88% 100.0%
BPE MI
BPER Banca		 33,922 M 58.37% 100.0%
BDB MI
Banco di Desio e della		 2,850 M 54.54% 100.0%
DBK XETRA
Deutsche Bank		 69,762 M 49.35% 100.0%
FCNCA NASDAQ
First Citizens BancShares		 23,354 M 49.07% 100.0%
SWED-A ST
Swedbank (publ)		 46,611 M 34.02% 97.1%
RRBI NASDAQ
Red River Bancshares		 669 M 31.03% 100.0%
BFC NASDAQ
Bank First National		 1,666 M 24.51% 100.0%
EQBK NYSE
Equity Bancshares		 1,001 M 22.41% 100.0%

CBU Dividend History

Dividend Monthly Return EX date, 4.8 years of data

Jan - -
Feb - -
Mar 0.81% 100
Apr - -
May - -
Jun 0.82% 100
Jul - -
Aug - -
Sep 0.83% 89
Oct - -
Nov - -
Dec 0.73% 100

Average monthly dividend return by ex-dividend date. The score below shows reliability based on how consistently dividends were paid in that month.

Last 20 Payments (USD) as of September 2026
EX-DATE RECORD PAYMENT PERIOD DIV/SHARE GROWTH PAYOUT YIELD
2026-09-15 2026-09-15 2026-10-13 Quarterly 0.49 +4.3% 0.78%
2026-06-15 2026-06-15 2026-07-10 Quarterly 0.47 0% 0.71%
2026-03-16 2026-03-16 2026-04-10 Quarterly 0.47 0% 0.81%
2025-12-12 2025-12-12 2026-01-12 Quarterly 0.47 0% 0.78%
2025-09-12 2025-09-12 2025-10-10 Quarterly 0.47 +2.2% 0.8%
2025-06-13 2025-06-13 2025-07-10 Quarterly 0.46 0% 0.82%
2025-03-14 2025-03-14 2025-04-10 Quarterly 0.46 0% 0.82%
2024-12-13 2024-12-13 2025-01-10 Quarterly 0.46 0% 0.69%
2024-09-13 2024-09-13 2024-10-10 Quarterly 0.46 +2.2% 0.81%
2024-06-14 2024-06-14 2024-07-10 Quarterly 0.45 0% 1.04%
2024-03-14 2024-03-15 2024-04-10 Quarterly 0.45 0% 1%
2023-12-14 2023-12-15 2024-01-10 Quarterly 0.45 0% 0.88%
2023-09-14 2023-09-15 2023-10-10 Quarterly 0.45 +2.3% 1.04%
2023-06-14 2023-06-15 2023-07-10 Quarterly 0.44 0% 0.85%
2023-03-14 2023-03-15 2023-04-10 Quarterly 0.44 0% 0.79%
2022-12-14 2022-12-15 2023-01-10 Quarterly 0.44 0% 0.72%
2022-09-14 2022-09-15 2022-10-10 Quarterly 0.44 +2.3% 0.7%
2022-06-14 2022-06-15 2022-07-11 Quarterly 0.43 0% 0.69%
2022-03-14 2022-03-15 2022-04-11 Quarterly 0.43 0% 0.6%
2021-12-14 2021-12-15 2022-01-10 Quarterly 0.43 0% 0.59%

CBU Dividend FAQ

What is the Dividend Yield of CBU?

As of September 2026, CBU's dividend yield is 3.09%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 1.90 USD by the current share price of 61.57.

Does CBU pay a dividend?

As of September 2026, CBU paid a dividend of 1.90 USD in the last 12 months. The last dividend was paid on 2026-09-15 and the payout was 0.49 USD.

How often does CBU pay dividends?

CBU pays dividends quarterly. Over the last 12 months, CBU has issued 4 dividend payments. The last dividend payment was made on 2026-09-15.

CBU dividend forecast

Based on historical data, the forecasted dividends per share for CBU for the next payments are between 0.492 (+0.4%) and 0.527 (+7.6%). This suggests the dividend will remain relatively stable. The expected Yield for the next 12 months is about 3.31%.

Will CBU pay dividends in 2026?

The latest dividend paid per share was 0.49 USD with an Ex-Dividend Date of 2026-09-15. The next Ex-Dividend date for Community Bank System (CBU) is currently unknown.

What is the next Ex-Dividend Date for CBU?

The next Ex-Dividend date for Community Bank System (CBU) is currently unknown. We automatically update the next Ex-Dividend date when it is announced.

What is the Dividend Growth of CBU?

CBU's average dividend growth rate over the past 5 years is 2.28% per year. Weak growth: CBU's dividend growth is lower than inflation.

What is the Yield on Cost of CBU?

CBU's 5-Year Yield on Cost is 3.25%. If you bought CBU's shares at 58.53 USD five years ago, your current annual dividend income (1.90 USD per share, trailing 12 months) equals 3.25% of your original purchase price.

What is the Payout Consistency of CBU?

CBU Payout Consistency is 100.0%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number. Very consistent: Community Bank System has a strong track record of consistent dividend payments over its lifetime.

Does CBU have a good Dividend Yield?

CBU's 3.09% Dividend Yield is considered as moderate. This is usually a sign of a value company.

What is the Dividend Payout Ratio of CBU?

The Dividend Payout Ratio of CBU is 43.6%. Healthy - Leaves room for growth and provides some protection to maintain dividends even in a recession.

What is the Dividend Rating of CBU?

CBU's Overall Dividend Rating is 57.34%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

CBU Outstanding Shares Analysis

The Chart shows the outstanding shares over time per year.
What is the Trend in CBU's Outstanding Shares?

Community Bank System's outstanding shares have decreased by approximately 0.46% annually over the past 3 years (Trend Reliability: -27.2%). Slightly positive: The company is modestly reducing its share count through buybacks. This provides a small tailwind to earnings per share and dividend sustainability.

Has CBU ever had a Stock Split?

Yes, the last stock split was on Apr 13, 2004 with a ratio of 2:1. This was a forward split: Each share became 2 shares, lowering the price proportionally. The dividend per share was also adjusted downward by the same ratio, so total dividend income remained unchanged.

YEAR NUMBER OF SHARES ANNUAL GROWTH RATE
1985 6,484,000 0%
1986 9,568,000 +47.56%
1987 10,216,000 +6.77%
1988 11,516,000 +12.73%
1989 11,516,000 0%
1990 10,812,000 -6.11%
1991 11,950,000 +10.53%
1992 11,053,000 -7.51%
1993 11,363,600 +2.81%
1994 11,260,000 -0.91%
1995 14,848,000 +31.87%
1996 15,240,000 +2.64%
1997 15,196,000 -0.29%
1998 14,572,000 -4.11%
1999 14,154,000 -2.87%
2000 15,377,000 +8.64%
2001 26,098,000 +69.72%
2002 26,182,000 +0.32%
2003 28,603,000 +9.25%
2004 30,305,000 +5.95%
2005 29,569,000 -2.43%
2006 30,175,000 +2.05%
2007 29,454,000 -2.39%
2008 30,221,000 +2.6%
2009 32,824,000 +8.61%
2010 33,245,000 +1.28%
2011 38,420,000 +15.57%
2012 40,179,000 +4.58%
2013 41,061,000 +2.2%
2014 41,248,000 +0.46%
2015 42,373,000 +2.73%
2016 45,025,000 +6.26%
2017 51,569,000 +14.53%
2018 52,122,000 +1.07%
2019 52,522,000 +0.77%
2020 54,052,000 +2.91%
2021 54,559,000 +0.94%
2022 54,253,000 -0.56%
2023 53,665,000 -1.08%
2024 53,078,000 -1.09%
2025 52,959,000 -0.22%
2026 52,915,000 -0.08%

Key Metric Definitions

Dividend Yield

Annual dividend per share divided by current share price.

Payout Ratio

Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.

Payout FCF

Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.

Growth Rate (CAGR)

Compound annual growth rate of dividends over the last 5 years.

Consistency

Reliability of dividend payments over lifetime. Penalizes cuts and pauses.

Yield on Cost

Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.

Streak

Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.

Dividend Rating

Proprietary score (0-100) combining yield, growth, safety and consistency.

Last update: 2026-09-18 02:37 UTC