EFSI Dividend History & Analysis | 3.4% Yield

EFSI has a dividend yield of 3.4% and paid 1.24 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 3.44%
Payout Ratio 35.2%
Growth Rate CAGR 5y 2.4%
Consistency Lifetime 100%
Yield on Cost 5y 4.4%
Payout FCF 26.4%
Streak Years 5
Dividend Rating 58%
Chowder Number yield + growth 5.8% below 12% target for healthy growth
Yield vs Average 5y +47.5% avg 2.33% vs now 3.44%
Debt / EBITDA leverage 1.5x healthy
Income per 10k invested 344 USD per year
Dividends Cash Amount per Share Yearly EFSI annual dividends paid per share, showing the total cash Eagle Financial Common distributed to shareholders each year.
Dividend Growth Year over Year EFSI year-over-year dividend growth rate, showing how Eagle Financial Common's dividend per share increased or decreased each year compared to the prior year.
Price and Yield per Payout History EFSI dividend yield history versus share price over the past 5 years, showing how Eagle Financial Common's payout yield moved at each dividend payment relative to its stock price.
┅┅ Payout Yield (right) ■ Price (left)

Top Dividend Payers in Regional Banks

Top 10 Dividend Yields of Peer-Group
SYMBOL MARKET CAP USD YIELD TTM YIELD ON COST 5y
BPE MI
BPER Banca		 32,431 M 5.85% 53.44%
UCG MI
UniCredit S.p.A.		 141,242 M 4.77% 41.75%
SWED-A ST
Swedbank (publ)		 43,107 M 9.93% 26.84%
IFS NYSE
Intercorp Financial		 6,614 M 7.81% 20.84%
BDB MI
Banco di Desio e della		 2,217 M 5.78% 22.23%
MB MI
Mediobanca Banca di Credito		 25,592 M 6.65% 17.99%
CE MI
Credito Emiliano S.p.A		 7,355 M 5.13% 18.57%
CBK XETRA
Commerzbank		 48,094 M 3.04% 22.37%
NDA-FI HE
Nordea Bank Abp		 66,894 M 6.70% 15.01%
BG VI
BAWAG		 15,291 M 4.27% 19.75%
Top 10 Dividend Growth Rates of Peer-Group
SYMBOL MARKET CAP USD GROWTH RATE CONSISTENCY
MCB NYSE
Metropolitan Bank Holding		 1,118 M 105.65% 100.0%
CBK XETRA
Commerzbank		 48,094 M 77.88% 100.0%
BPE MI
BPER Banca		 32,431 M 58.37% 100.0%
BDB MI
Banco di Desio e della		 2,217 M 54.54% 100.0%
FCNCA NASDAQ
First Citizens BancShares		 25,204 M 53.28% 100.0%
DBK XETRA
Deutsche Bank		 68,162 M 49.35% 100.0%
SWED-A ST
Swedbank (publ)		 43,107 M 34.02% 97.1%
CE MI
Credito Emiliano S.p.A		 7,355 M 29.07% 97.6%
RRBI NASDAQ
Red River Bancshares		 647 M 25.63% 100.0%
EQBK NYSE
Equity Bancshares		 1,020 M 22.41% 100.0%

EFSI Dividend History

Dividend Monthly Return EX date, 4.9 years of data

Jan - -
Feb 0.54% 100
Mar - -
Apr - -
May 0.58% 100
Jun - -
Jul - -
Aug 0.53% 100
Sep - -
Oct - -
Nov 0.53% 100
Dec - -

Average monthly dividend return by ex-dividend date. The score below shows reliability based on how consistently dividends were paid in that month.

Last 20 Payments (USD) as of July 2026
EX-DATE RECORD PAYMENT PERIOD DIV/SHARE GROWTH PAYOUT YIELD
2026-05-04 2026-05-04 2026-05-15 Quarterly 0.31 0% 0.82%
2026-02-02 2026-02-02 2026-02-13 Quarterly 0.31 0% 0.81%
2025-11-03 2025-11-03 2025-11-14 Quarterly 0.31 0% 0.86%
2025-08-04 2025-08-04 2025-08-15 Quarterly 0.31 0% 0.94%
2025-05-05 2025-05-05 2025-05-16 Quarterly 0.31 0% 1.03%
2025-02-03 2025-02-03 2025-02-14 Quarterly 0.31 0% N/A
2024-11-08 2024-11-08 2024-11-15 Quarterly 0.31 +3.3% N/A
2024-08-05 2024-08-05 2024-08-16 Quarterly 0.3 0% 0.9%
2024-05-03 2024-05-06 2024-05-17 Quarterly 0.3 0% 1.04%
2024-02-02 2024-02-05 2024-02-16 Quarterly 0.3 0% 1.02%
2023-11-03 2023-11-06 2023-11-17 Quarterly 0.3 0% 0.98%
2023-08-04 2023-08-07 2023-08-18 Quarterly 0.3 0% N/A
2023-05-05 2023-05-08 2023-05-19 Quarterly 0.3 0% N/A
2023-02-03 2023-02-06 2023-02-17 Quarterly 0.3 0% 0.84%
2022-11-04 2022-11-07 2022-11-21 Quarterly 0.3 +3.4% 0.81%
2022-08-05 2022-08-08 2022-08-19 Quarterly 0.29 +3.6% N/A
2022-05-03 2022-05-04 2022-05-18 Quarterly 0.28 0% N/A
2022-02-04 2022-02-07 2022-02-18 Quarterly 0.28 0% N/A
2021-11-05 2021-11-08 2021-11-19 Quarterly 0.28 0% N/A
2021-08-06 2021-08-09 2021-08-20 Quarterly 0.28 0% 0.84%

EFSI Dividend FAQ

What is the Dividend Yield of EFSI?

As of July 2026, EFSI's dividend yield is 3.44%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 1.24 USD by the current share price of 40.14.

Does EFSI pay a dividend?

As of July 2026, EFSI paid a dividend of 1.24 USD in the last 12 months. The last dividend was paid on 2026-05-04 and the payout was 0.31 USD.

How often does EFSI pay dividends?

EFSI pays dividends quarterly. Over the last 12 months, EFSI has issued 4 dividend payments. The last dividend payment was made on 2026-05-04.

EFSI dividend forecast

Based on historical data, the forecasted dividends per share for EFSI for the next payments are between 0.308 (-0.6%) and 0.31 (+0.0%). This suggests the dividend will remain relatively stable. The expected Yield for the next 12 months is about 3.08%.

Will EFSI pay dividends in 2026?

The latest dividend paid per share was 0.31 USD with an Ex-Dividend Date of 2026-05-04. The next Ex-Dividend date for Eagle Financial Common (EFSI) is currently unknown.

What is the next Ex-Dividend Date for EFSI?

The next Ex-Dividend date for Eagle Financial Common (EFSI) is currently unknown. We automatically update the next Ex-Dividend date when it is announced.

What is the Dividend Growth of EFSI?

EFSI's average dividend growth rate over the past 5 years is 2.39% per year. Weak growth: EFSI's dividend growth is lower than inflation.

What is the Yield on Cost of EFSI?

EFSI's 5-Year Yield on Cost is 4.36%. If you bought EFSI's shares at 28.45 USD five years ago, your current annual dividend income (1.24 USD per share, trailing 12 months) equals 4.36% of your original purchase price.

What is the Payout Consistency of EFSI?

EFSI Payout Consistency is 100.0%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number. Very consistent: Eagle Financial Common has a strong track record of consistent dividend payments over its lifetime.

Does EFSI have a good Dividend Yield?

EFSI's 3.44% Dividend Yield is considered as moderate. This is usually a sign of a value company.

What is the Dividend Payout Ratio of EFSI?

The Dividend Payout Ratio of EFSI is 35.2%. Healthy - Leaves room for growth and provides some protection to maintain dividends even in a recession.

What is the Dividend Rating of EFSI?

EFSI's Overall Dividend Rating is 58.02%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

EFSI Outstanding Shares Analysis

The Chart shows the outstanding shares over time per year.
What is the Trend in EFSI's Outstanding Shares?

Eagle Financial Common's outstanding shares have increased by approximately 21.14% annually over the past 3 years (Trend Reliability: 90.9%). Significant dilution: Heavy share issuance is diluting existing shareholders. Even if total dividends paid increase, your dividend per share may stagnate or decline.

Has EFSI ever had a Stock Split?

Yes, the last stock split was on Mar 16, 2006 with a ratio of 2:1. This was a forward split: Each share became 2 shares, lowering the price proportionally. The dividend per share was also adjusted downward by the same ratio, so total dividend income remained unchanged.

YEAR NUMBER OF SHARES ANNUAL GROWTH RATE
2003 5,952,200 0%
2004 6,015,900 +1.07%
2005 6,088,500 +1.21%
2006 3,089,300 -49.26%
2007 3,125,400 +1.17%
2008 3,162,700 +1.19%
2009 3,227,100 +2.04%
2010 3,274,900 +1.48%
2011 3,316,000 +1.26%
2012 3,359,600 +1.31%
2013 3,416,800 +1.7%
2014 3,468,900 +1.52%
2015 3,513,000 +1.27%
2016 3,478,100 -0.99%
2017 3,468,300 -0.28%
2018 3,469,000 +0.02%
2019 3,433,700 -1.02%
2020 3,410,200 -0.68%
2021 3,451,400 +1.21%
2022 3,489,800 +1.11%
2023 3,520,900 +0.89%
2024 3,553,900 +0.94%
2025 5,369,000 +51.07%
2026 5,420,300 +0.96%

Key Metric Definitions

Dividend Yield

Annual dividend per share divided by current share price.

Payout Ratio

Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.

Payout FCF

Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.

Growth Rate (CAGR)

Compound annual growth rate of dividends over the last 5 years.

Consistency

Reliability of dividend payments over lifetime. Penalizes cuts and pauses.

Yield on Cost

Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.

Streak

Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.

Dividend Rating

Proprietary score (0-100) combining yield, growth, safety and consistency.

Last update: 2026-07-17 04:27 UTC