CHMG Dividend History & Analysis | 2.1% Yield

CHMG has a dividend yield of 2.1% and paid 1.38 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 2.14%
Payout Ratio 19.8%
Growth Rate CAGR 5y 2.5%
Consistency Lifetime 98.3%
Yield on Cost 5y 3.6%
Payout FCF 14.4%
Streak Years 5
Dividend Rating 52.7%
Chowder Number yield + growth 4.6% below 15% target for healthy growth
Yield vs Average 5y -15.2% avg 2.52% vs now 2.14%
Debt / EBITDA leverage -3.7x healthy
Income per 10k invested 214 USD per year
Dividends Cash Amount per Share Yearly CHMG annual dividends paid per share, showing the total cash Chemung Financial distributed to shareholders each year.
Dividend Growth Year over Year CHMG year-over-year dividend growth rate, showing how Chemung Financial's dividend per share increased or decreased each year compared to the prior year.
Price and Yield per Payout History CHMG dividend yield history versus share price over the past 5 years, showing how Chemung Financial's payout yield moved at each dividend payment relative to its stock price.
┅┅ Payout Yield (right) ■ Price (left)

Top Dividend Payers in Regional Banks

Top 10 Dividend Yields of Peer-Group
SYMBOL MARKET CAP USD YIELD TTM YIELD ON COST 5y
BPE MI
BPER Banca		 33,922 M 5.85% 45.63%
SWED-A ST
Swedbank (publ)		 46,611 M 9.93% 25.95%
UCG MI
UniCredit S.p.A.		 143,996 M 4.77% 35.56%
VLK AS
Van Lanschot		 3,333 M 5.82% 24.86%
IFS NYSE
Intercorp Financial		 6,070 M 7.81% 20.55%
NDA-FI HE
Nordea Bank Abp		 68,598 M 8.65% 18.68%
BDB MI
Banco di Desio e della		 2,850 M 5.78% 20.94%
MB MI
Mediobanca Banca di Credito		 26,128 M 6.65% 17.42%
BNP PA
 126,288 M 6.32% 15.15%
CBK XETRA
Commerzbank		 49,964 M 3.04% 21.59%
Top 10 Dividend Growth Rates of Peer-Group
SYMBOL MARKET CAP USD GROWTH RATE CONSISTENCY
MCB NYSE
Metropolitan Bank Holding		 1,088 M 140.02% 100.0%
CBK XETRA
Commerzbank		 49,964 M 77.88% 100.0%
BPE MI
BPER Banca		 33,922 M 58.37% 100.0%
BDB MI
Banco di Desio e della		 2,850 M 54.54% 100.0%
DBK XETRA
Deutsche Bank		 69,762 M 49.35% 100.0%
FCNCA NASDAQ
First Citizens BancShares		 23,354 M 49.07% 100.0%
SWED-A ST
Swedbank (publ)		 46,611 M 34.02% 97.1%
RRBI NASDAQ
Red River Bancshares		 669 M 31.03% 100.0%
BFC NASDAQ
Bank First National		 1,666 M 24.51% 100.0%
EQBK NYSE
Equity Bancshares		 1,001 M 22.41% 100.0%

CHMG Dividend History

Dividend Monthly Return EX date, 4.8 years of data

Jan - -
Feb - -
Mar 0.69% 100
Apr - -
May - -
Jun 0.68% 100
Jul - -
Aug - -
Sep 0.70% 89
Oct - -
Nov - -
Dec 0.64% 100

Average monthly dividend return by ex-dividend date. The score below shows reliability based on how consistently dividends were paid in that month.

Last 20 Payments (USD) as of September 2026
EX-DATE RECORD PAYMENT PERIOD DIV/SHARE GROWTH PAYOUT YIELD
2026-09-17 2026-09-17 2026-10-01 Quarterly 0.36 +5.9% 0.43%
2026-06-17 2026-06-17 2026-07-01 Quarterly 0.34 0% 0.48%
2026-03-18 2026-03-18 2026-04-01 Quarterly 0.34 0% 0.67%
2025-12-19 2025-12-19 2026-01-02 Quarterly 0.34 0% 0.56%
2025-09-17 2025-09-17 2025-10-01 Quarterly 0.34 +6.3% 0.65%
2025-06-17 2025-06-17 2025-07-01 Quarterly 0.32 0% 0.68%
2025-03-18 2025-03-18 2025-04-01 Quarterly 0.32 +3.2% 0.68%
2024-12-19 2024-12-19 2025-01-02 Quarterly 0.31 0% 0.6%
2024-09-19 2024-09-19 2024-10-01 Quarterly 0.31 0% 0.65%
2024-06-17 2024-06-17 2024-07-01 Quarterly 0.31 0% 0.73%
2024-03-15 2024-03-18 2024-04-01 Quarterly 0.31 0% 0.75%
2023-12-18 2023-12-19 2024-01-02 Quarterly 0.31 0% 0.63%
2023-09-15 2023-09-18 2023-10-02 Quarterly 0.31 0% 0.77%
2023-06-16 2023-06-20 2023-07-03 Quarterly 0.31 0% 0.8%
2023-03-17 2023-03-20 2023-04-03 Quarterly 0.31 0% 0.68%
2022-12-19 2022-12-20 2023-01-03 Quarterly 0.31 0% 0.71%
2022-09-16 2022-09-19 2022-10-03 Quarterly 0.31 0% 0.72%
2022-06-16 2022-06-17 2022-07-01 Quarterly 0.31 0% 0.73%
2022-03-17 2022-03-18 2022-04-01 Quarterly 0.31 0% 0.68%
2021-12-17 2021-12-20 2022-01-03 Quarterly 0.31 0% 0.69%

CHMG Dividend FAQ

What is the Dividend Yield of CHMG?

As of September 2026, CHMG's dividend yield is 2.14%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 1.38 USD by the current share price of 82.00.

Does CHMG pay a dividend?

As of September 2026, CHMG paid a dividend of 1.38 USD in the last 12 months. The last dividend was paid on 2026-09-17 and the payout was 0.36 USD.

How often does CHMG pay dividends?

CHMG pays dividends quarterly. Over the last 12 months, CHMG has issued 4 dividend payments. The last dividend payment was made on 2026-09-17.

CHMG dividend forecast

Based on historical data, the forecasted dividends per share for CHMG for the next payments are between 0.357 (-0.8%) and 0.371 (+3.1%). This suggests the dividend will remain relatively stable. The expected Yield for the next 12 months is about 1.77%.

Will CHMG pay dividends in 2026?

The latest dividend paid per share was 0.36 USD with an Ex-Dividend Date of 2026-09-17. The next Ex-Dividend date for Chemung Financial (CHMG) is currently unknown.

What is the next Ex-Dividend Date for CHMG?

The next Ex-Dividend date for Chemung Financial (CHMG) is currently unknown. We automatically update the next Ex-Dividend date when it is announced.

What is the Dividend Growth of CHMG?

CHMG's average dividend growth rate over the past 5 years is 2.48% per year. Weak growth: CHMG's dividend growth is lower than inflation.

What is the Yield on Cost of CHMG?

CHMG's 5-Year Yield on Cost is 3.55%. If you bought CHMG's shares at 38.89 USD five years ago, your current annual dividend income (1.38 USD per share, trailing 12 months) equals 3.55% of your original purchase price.

What is the Payout Consistency of CHMG?

CHMG Payout Consistency is 98.3%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number. Very consistent: Chemung Financial has a strong track record of consistent dividend payments over its lifetime.

Does CHMG have a good Dividend Yield?

CHMG's 2.14% Dividend Yield is considered as moderate. This is usually a sign of a value company.

What is the Dividend Payout Ratio of CHMG?

The Dividend Payout Ratio of CHMG is 19.8%. Very low - Often a strong indicator of potential dividend growth.

What is the Dividend Rating of CHMG?

CHMG's Overall Dividend Rating is 52.73%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

CHMG Outstanding Shares Analysis

The Chart shows the outstanding shares over time per year.
What is the Trend in CHMG's Outstanding Shares?

Chemung Financial's outstanding shares have increased by approximately 0.61% annually over the past 3 years (Trend Reliability: 97.8%). Neutral: Share count is relatively stable with minor dilution. This has minimal impact on dividend per share calculations.

Has CHMG ever had a Stock Split?

Yes, the last stock split was on Jun 3, 1998 with a ratio of 2:1. This was a forward split: Each share became 2 shares, lowering the price proportionally. The dividend per share was also adjusted downward by the same ratio, so total dividend income remained unchanged.

YEAR NUMBER OF SHARES ANNUAL GROWTH RATE
1999 4,124,300 0%
2000 4,078,800 -1.1%
2001 4,022,300 -1.39%
2002 3,832,300 -4.72%
2003 3,798,600 -0.88%
2004 3,718,300 -2.11%
2005 3,665,600 -1.42%
2006 3,608,200 -1.57%
2007 3,596,700 -0.32%
2008 3,596,700 0%
2009 3,606,400 +0.27%
2010 3,624,400 +0.5%
2011 4,642,000 +28.08%
2012 4,643,700 +0.04%
2013 4,664,100 +0.44%
2014 4,690,500 +0.57%
2015 4,730,800 +0.86%
2016 4,773,000 +0.89%
2017 4,809,000 +0.75%
2018 4,843,000 +0.71%
2019 4,879,000 +0.74%
2020 4,702,000 -3.63%
2021 4,682,000 -0.43%
2022 4,698,000 +0.34%
2023 4,743,000 +0.96%
2024 4,774,000 +0.65%
2025 4,811,000 +0.78%
2026 4,830,000 +0.39%

Key Metric Definitions

Dividend Yield

Annual dividend per share divided by current share price.

Payout Ratio

Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.

Payout FCF

Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.

Growth Rate (CAGR)

Compound annual growth rate of dividends over the last 5 years.

Consistency

Reliability of dividend payments over lifetime. Penalizes cuts and pauses.

Yield on Cost

Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.

Streak

Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.

Dividend Rating

Proprietary score (0-100) combining yield, growth, safety and consistency.

Last update: 2026-09-19 02:37 UTC